Chris Semans

As summer winds down and families settle into their fall routines, September is a reminder that it’s Life Insurance Awareness Month—a perfect time to think about protecting the people who matter most. Life changes quickly and having the right life insurance in place helps ensure your loved ones are cared for no matter what the future holds.

Whether you’re starting a family, buying a home, growing your business, or simply looking ahead, reviewing your coverage now is a smart step. Our team is here to answer your questions, walk you through your options, and help you find a policy that fits your needs.

Don’t wait for a major life event to start the conversation. 📞 Call us or stop by the office today for a life insurance review and personalized quote.

The Chris Semans State Farm Insurance office is proud to serve Lady Lake, FL including The Villages and Fruitland Park, FL with Insurance and Financial Services, with a focus on resident relocations to the Lake County area. I am your Second Generation State Farm Insurance Agent for the Lady Lake, FL area. I have been a State Farm Agent since 2003. I am a graduate of the University of South Florida and have been married since 1996 with two children. I am a member of the Lady Lake Chamber of Commerce. My team and I have received many awards throughout the years some including State Farm Chairman circle in 2006,2008,2014,2015,2016,2019 and State Farm Ambassador Travel Qualifier 2004-2015. My team of licensed Insurance Professionals and I are here to help get you correct Insurance coverage for your specific needs. Not only can we help with Auto Insurance, Home Insurance, Life Insurance, Renters Insurance, Boat Insurance, Motorcycle Insurance, Pet Insurance and Financial Services to the Lady Lake, FL area including the Villages and Fruitland Park, FL and surrounding Lake County area but we are also able to assist small business owners with their Commercial lines of Insurance. Give us a call today for a Personalized Price Plan!

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.